What is the interest rate on Public Provident Fund (PPF)?

The interest rate on PPF is fixed quarterly by the Ministry of Finance, Government of India. Currently, it yields 7.10% per annum, compounded annually on March 31st.

What is the tenure and deposit limit for PPF?

PPF has a mandatory lock-in period of 15 financial years. The minimum deposit required is ₹500 per year, and the maximum deposit limit is ₹1,50,000 (₹1.5 Lakhs) per financial year.

Is PPF maturity completely tax-free?

Yes! PPF enjoys full Exempt-Exempt-Exempt (EEE) tax status. Contributions qualify for tax deductions under Section 80C, annual accrued interest is completely tax-free, and maturity proceeds are 100% exempt from income tax.

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