Let's Find Out Who Gets What.
Property. Gold. Bank Accounts. PPF. Nominees. Family assets. We'll help you understand what usually happens using easy simulations.No legal knowledge needed.
What Are You Trying To Do?
Choose your situation to launch the right guided pathway. Plain English guidance with zero legal confusion.
Someone passed away
Claim bank balance, FDs, PPF, mutual funds & property step-by-step
Nominee confusion
Understand if nominee gets 100% money or has to share with legal heirs
Write a Will
Draft a legally valid Will on plain paper without expensive lawyers
Prevent family disputes
Partition ancestral property peacefully using a Family Settlement MOU
Navigate By Real Life Context
People think in life situations, not legal statutes. Pick your exact scenario below.
My father passed away
Understand Class I legal heir shares (Mother, Wife, Sons & Daughters get equal portions).
My mother passed away
Her Stridhan gold & self-acquired property goes equally to her children and husband.
My husband passed away
Widow has equal right alongside children and mother-in-law under Hindu law.
My wife passed away
Husband gets equal share in wife's property along with surviving children.
No Will exists (Intestate)
Personal religion laws determine exact share percentages automatically.
Family property dispute
Avoid decades in court by executing a binding Family Settlement Deed.
Only nominee exists
Nominee can receive money from bank, but legal heirs retain full ownership.
Need probate / certificate
When banks or registrar demand a Succession Certificate or Probate order.
NRI inheritance
Repatriate funds up to $1 Million per year under RBI/FEMA tax-free rules.
Digital assets inheritance
Pass down Google Drive, crypto wallets, domain names & social accounts safely.
Interactive Family Tree Inheritance Map
Select your religion & family structure below to dynamically visualize legal heir shares in real-time.
1. Family Configuration
Target Legal Heir Share Map
Based on HINDU Succession Law rules
Wife (Surviving Spouse)
Class I Legal HeirMother
Class I Legal HeirSon 1
Class I Legal HeirDaughter 1
Class I Legal Heir (Equal Rights)Interactive Succession Simulators
Launch exact simulation tools tailored for your legal queries. 100% free, private & instant.
How to Claim PPF, EPF, Bank FD & Post Office Deposits After Death Without a Nominee
When a family member passes away without adding a nominee or leaving a Will, banks, post offices, and EPFO freeze accounts to protect against wrongful claims. Don't panic! You can claim the money by providing a Legal Heir Certificate or Court Succession Certificate. This interactive assistant guides you through documents, timelines, state court fees, and asset-specific claim procedures.
Probate vs. Succession Certificate vs. Legal Heir Certificate Guide (2026 Rules)
An interactive diagnostic engine that identifies the exact legal document required (Legal Heir Certificate from Tehsildar, Succession Certificate from Civil Court, or Voluntary/Mandatory Probate) and calculates state court fees across Maharashtra, Delhi, West Bengal, Tamil Nadu, and Karnataka under 2026 Section 213 Repeal rules.
Family Settlement Deed (MOU) Simulator & Tax Savings Guide
An interactive tax & stamp duty simulator comparing a formal registered Partition Deed against a Memorandum of Past Family Arrangement (MoFA). Calculates state-wise stamp duty savings, Section 47 capital gains tax exemption, and tax-free owelty equalization payments under Supreme Court precedent (Kale v. Dy. Director of Consolidation).
Digital Assets Inheritance Roadmap: Crypto, Passwords & Cloud Accounts (India)
An interactive diagnostic & tax simulator for inherited digital assets including crypto, NFTs, hardware wallets, password vaults, cloud accounts, YouTube channels, and web domains under Indian tax laws (Section 115BBH & Section 56(2)(x)) and platform legacy rules.
NRI & OCI Property Inheritance in India: FEMA Rules, Taxes & USD 1M Repatriation Guide
An interactive FEMA & Section 195 TDS simulator for NRIs and OCIs inheriting Indian real estate, agricultural land, or financial assets. Calculate capital gains tax savings via Form 13, check USD 1 Million repatriation compliance, and generate Form 15CA/15CB checklists.
Indian Succession & Property Law Q&A: Real Family Scenarios Answered
An interactive Q&A helpdesk and legal scenario diagnostic bar. Calculate statutory inheritance shares, verify Nominee vs Legal Heir rights under Supreme Court rulings, check married daughter coparcenary shares, and explore Muslim Wasiyat limits.
Hindu Succession Act (1956 & 2005) Share Division Simulator
Under Hindu law (which also covers Sikhs, Jains, and Buddhists), when a person passes away without a Will (Intestate), property is divided equally among Class I legal heirs: Spouse, Children (Sons & Daughters get equal share post-2005), and Mother. The father is a Class II heir and only inherits if no Class I heirs exist.
Who Gets Your PPF, FD, EPF & Bank Money? Nominee vs Legal Heir Explained Simply
One of India's biggest financial myths is that naming a 'Nominee' in a Bank Account, PPF, SCSS, or Post Office deposit makes them the sole owner after death. In reality, the Supreme Court of India has repeatedly ruled that a Nominee is merely a 'Trustee' or 'Custodian' whose duty is to collect money from the financial institution and distribute it to the legal heirs specified under succession law or a registered Will.
What Happens If You Don't Write a Will? Cost, Delay & Family Protection Simulator
Dying without a Will means dying without leaving clear written instructions for your assets. When this happens, financial institutions, banks, and post offices freeze accounts until your family obtains Legal Heir Certificates or Court Succession Certificates. Your loved ones face 6 to 18 months of court delays, thousands of rupees in court fee stamps, advocate fees, and potential family friction.
How to Write a Valid Will in India — Step-by-Step Guide & Interactive Draft Generator
Writing a Will (Vasiyat) is the single greatest act of love and financial protection you can leave for your family. Contrary to popular belief, you do not need expensive lawyers or stamp paper to write a valid Will in India! A simple Will written clearly on clean white paper, signed by you and attested by two witnesses who see you sign, is 100% legally valid in any Indian court.
Step-by-Step Asset Transmission & Death Claim Roadmap Wizard
An interactive wizard that determines exact deceased claim documentation and timelines under Indian regulatory guidelines (RBI 15-day nominee mandate, SEBI 2026 ₹30 Lakh simplified threshold, and Post Office Small Savings rules). Helps family members claim bank FDs, mutual fund units, demat shares, PPF balances, and real estate property smoothly.
Ancestral vs. Self-Acquired Property Identifier & Rights Analyzer (India)
An interactive diagnostic engine that determines whether a property is Legally Ancestral Coparcenary Property or Self-Acquired Property under the Hindu Succession Act (1956 & 2005 Amendment). Analyzes 4-generation lineage depth, partition status, father's right to sell without children's consent, and equal birthright for sons and daughters under the Vineeta Sharma Supreme Court ruling.
Living Will & Advance Medical Directive Generator (India - SC 2023 Rules)
An Advance Medical Directive (Living Will) is a legally recognized document under Article 21 of the Indian Constitution allowing individuals to specify end-of-life medical preferences (such as refusing artificial ventilators or CPR in terminal states) and appoint Healthcare Proxies. Following the Supreme Court's 2023 modification, attestation before a Notary Public or Gazetted Officer is sufficient, and hospitals must enforce the directive through a 48-hour dual Medical Board review.
Women's Property Rights & Stridhan Protection Analyzer (India)
An interactive diagnostic engine that analyzes property type, acquisition source, donor origin, and custody status under Indian statutory laws (Section 14 HSA 1956, PWDVA 2005, and Supreme Court Stridhan precedents). Helps women verify absolute ownership of gifts, jewelry, self-acquired income, and shared household residence rights.
Step-by-Step Asset Transmission & Claim Roadmap Wizard
After losing a loved one, running from pillar to post between banks, registrars, and government offices is emotionally exhausting. In 2024-2026, SEBI, RBI, and EPFO introduced streamlined, centralized transmission rules with raised threshold limits for claims without Succession Certificates.
Women's Property Rights & Stridhan Protection Analyzer
'Stridhan' refers to whatever gifts, jewelry, cash, property, or utensils a woman receives before, during, or after her marriage from her parents, husband, in-laws, or relatives. Under Indian law and Section 14 of the Hindu Succession Act, a woman is the 100% ABSOLUTE OWNER of her Stridhan. Her husband or in-laws have no ownership rights over it and are merely trustees if they hold it.
Christian, Parsi & Special Marriage Act Succession Share Calculator (ISA 1925)
Calculates intestate property distribution for Indian Christians (ISA 1925 Sec 32-49), Parsis (ISA 1925 Sec 50-56 post-1991 amendment), and couples married under the Special Marriage Act 1954. Includes equal rights for daughters (Mary Roy judgment) and Section 21 vs 21A applicability.
Muslim Personal Law (Sharia) Succession & Share Calculator
Muslim succession law is governed by Sharia (mostly Muslim Personal Law Shariat Application Act 1937 in India). Unlike Hindu law, there is no distinction between ancestral and self-acquired property. A Muslim can only bequeath up to 1/3rd of their property via Will; the remaining 2/3rd MUST be distributed among legal heirs in fixed Quranic proportions.
Succession Tax, Stamp Duty & Capital Gains Indexation Simulator
Here is the best news in Indian taxation: India abolished Inheritance Tax (Estate Duty) in 1985! Any money, gold, stocks, or real estate you inherit from parents or relatives via Will or succession is 100% TAX-FREE at the time of receipt under Section 56(2)(x) of the Income Tax Act. However, when you SELL that inherited asset in the future, you must pay Capital Gains Tax.
Digital Assets Inheritance Roadmap: Crypto, Passwords & Cloud Accounts
In 2026, an average Indian's wealth isn't just physical land or gold—it includes Cryptocurrency on exchanges (CoinDCX, WazirX, Binance), Demat portfolios, Google/Apple cloud photos, domain names, monetization YouTube/Instagram channels, and email archives. Yet 95% of traditional Indian Wills never mention digital assets, causing permanent loss of passwords and funds!
NRI & OCI Property Inheritance, FEMA & Repatriation Guide
Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) can freely inherit any immovable property in India (including residential houses, commercial buildings, and even agricultural land or farmhouses) from a person resident in India under FEMA regulations. However, while you can inherit agricultural land, you cannot buy it anew as an NRI.
Family Settlement Deed (MOU) Simulator & Dispute Resolution Guide
When family members disagree on how to share inherited houses, land, or business assets, filing a partition suit in a Civil Court can drag on for 15 to 30 years! The smartest legal shortcut in India is executing a 'Family Settlement Deed' (also called Memorandum of Family Arrangement or MOU). When co-heirs peacefully agree to redistribute shares among themselves to settle disputes, Indian law treats it as an amicable arrangement rather than a sale or transfer!
Ancestral vs. Self-Acquired Property Identifier & Rights Analyzer
In India, people often call any property inherited from a parent 'Ancestral'. But legally, an Ancestral Property must be inherited up to 4 generations of male lineage (Father, Grandfather, Great-Grandfather) WITHOUT being divided or partitioned! If a father buys a flat with his own earnings, or inherits it from his maternal uncle or brother, it is his Self-Acquired Property.
Living Will & Advance Medical Directive Generator & Legal Guide
A 'Living Will' (Advance Medical Directive) is a legal document where a person specifies in advance that if they ever slide into a terminal, irreversible coma or vegetative state with no hope of recovery, artificial life-support systems (ventilators, feeding tubes) should be withdrawn so they can pass away peacefully without prolonged suffering or financial ruin for the family.
Probate vs. Succession Certificate vs. Legal Heir Certificate Checker
Many people confuse Legal Heir Certificate, Succession Certificate, and Probate. They serve completely different purposes! A Legal Heir Certificate is issued by local Revenue/Tehsildar officers for basic identification. A Succession Certificate is issued by a Civil Court for movable assets like bank balances and shares when there is no Will. Probate is a court certification confirming the validity of a Will.
Indian Succession Act (1925) for Christians, Parsis & Special Marriage Act
For Indian Christians, Parsis, and anyone married under the Special Marriage Act (1954), succession is governed by the Indian Succession Act, 1925. Unlike Hindu law, Christian and Parsi laws do not recognize 'Coparcenary' or 'Ancestral birthrights'. All property owned by the deceased at the time of death is treated identically and distributed according to statutory fractions.
"I've Heard People Say..."
Common legal myths in Indian society vs actual Supreme Court legal reality.
"Nominee becomes the 100% absolute owner of bank FDs and property."
FALSE! Supreme Court ruled (Sarbati Devi case) that a nominee is only a temporary trustee. True legal heirs inherit the money.
"Property automatically goes to the eldest son after parents pass away."
FALSE! All sons and daughters (married or unmarried) get equal shares alongside the surviving spouse and mother.
"Married daughters lose their right to inherit their parents' property."
FALSE! Since the 2005 Hindu Succession Amendment, daughters have equal coparcenary rights by birth exactly like sons.
"A Will must be written on stamp paper and registered by a lawyer."
FALSE! A Will written on plain white paper signed by you in front of 2 witnesses is 100% legal and valid in India.
"Courts are always mandatory to claim money after a family member's death."
FALSE! Bank balances, FDs, and mutual funds with valid registered nominees pass directly without court probate.
"India charges high inheritance tax when transferring ancestral property."
FALSE! Estate Duty was abolished in 1985. Inheriting property, cash, or gold in India is 100% tax-free under Section 56(2).
Compare Succession Options
Compare essential legal mechanisms side-by-side to make informed decisions for your family.
Will vs No Will (Intestate)
Will: You choose who gets what & appoint executor
Explore Option 1 →No Will: Personal religion law divides property automatically
Explore Option 2 →Nominee vs Legal Heir
Nominee: Temporary custodian who collects money from bank
Explore Option 1 →Legal Heir: True legal owner who has right to keep the money
Explore Option 2 →Gift Deed vs Will
Gift Deed: Takes effect immediately while living (stamp duty applies)
Explore Option 1 →Will: Takes effect only after death (can be modified anytime)
Explore Option 2 →Probate vs Succession Certificate
Probate: Court approval for a Will (mandatory in Mumbai/Kolkata/Chennai)
Explore Option 1 →Succession Certificate: Court paper for moveable assets when no Will exists
Explore Option 2 →Family Settlement MOU vs Court Case
Settlement MOU: Peaceful mutual division signed by all family members
Explore Option 1 →Court Case: Decades of litigation, heavy legal fees & family strain
Explore Option 2 →Property & Transmission Journey Timeline
Click any phase in the lifetime lifecycle to see required steps and matching legal guides.
Buying Property
Specify clear title (self-acquired) & joint ownership with rights of survivorship.
Adding Nominee
Register active nominees in banks, demat accounts, and housing society records.
Writing a Will
Document asset inventory & appoint a clear executor on plain paper with 2 witnesses.
Document Vault
Store sale deeds, Will copy, and FD certificates safely where family can find them.
Asset Transmission
Submit death certificate & claim forms to banks/societies without court delays.
Property Mutation
Update city municipal land records to transfer title to legal heirs officially.
Capital Gains Tax
Calculate indexed cost of acquisition when selling inherited property in future.
Did You Know? Quick Inheritance Facts
A nominee is NOT automatically the owner
Banks pay money to the nominee for immediate custody, but the nominee must legally pass it to the true legal heirs.
Read Nominee Law →Will on plain white paper is 100% legal
In India, a Will does not require stamp paper or court notary registration to be legally valid.
Learn How To Write A Will →Daughters have equal coparcenary birthrights
Following the Supreme Court 2020 judgment, daughters have an equal birthright in ancestral property regardless of when the father died.
Read Daughter Rights Guide →Family Succession Planning Checklist
Check off your family's essential legal preparedness steps. Saved privately in your browser.
Added registered nominee to all bank accounts, FDs & Demats?
Fix Nominees Now →Written a valid simple Will and stored it safely?
Draft Will Template →Created a digital asset inventory (crypto, email, UPI, cloud)?
Digital Assets Guide →Informed trusted family member or executor about document location?
Executor Guide →Property deeds & municipal mutation records organized in one place?
Check Property Title →Stridhan gold list documented with receipt/photos?
Stridhan Protection Guide →Most Frequently Used Tools
Real Indian Family Scenarios
Practical examples of real inheritance scenarios and how Indian succession law resolves them.
Scenario A: Father dies without a Will leaving self-acquired house & FDs
Scenario B: Mother passed away leaving ancestral gold and unlisted bank account
Scenario C: NRI Father passed away leaving apartment in Bengaluru & children in US
Scenario D: Single brother passed away leaving bank account with Nominee sister
Legal Concepts Translated Into Plain English
We translate intimidating courtroom terms into everyday language so anyone can understand their rights.
Connect With Related Family Planning Hubs
Succession planning connects directly with personal savings, women's autonomy, retirement compounding, and health protections. Explore our sister hubs:
Women's Financial Hub
Life stage money planning & legal rights
Retirement Planner
Sovereign inflation-adjusted pension math
Sovereign Schemes
PPF, SSY, SCSS & Post Office rules
Nominee & FD Tracker
Manage bank accounts & legal heirs
Estate & Will Generator
Plain paper legal Will creation
Advance Medical Directive
Living Will & Healthcare Proxy
Gold & Stridhan Rights
Protect women's absolute property
Tax & Capital Gains
Zero tax receipt & sale indexation
Latest Updates & Legal Precedents (2026)
Coparcenary Rights Confirmed
Daughters hold equal birthrights in ancestral coparcenary property regardless of father's date of passing.
Multiple Nominees in Bank Accounts
Updated RBI guidelines allow up to 4 registered nominees in bank savings accounts and FDs.
Asset Transmission Wizard
Enhanced step-by-step claims workflow for mutual fund demat accounts and digital assets.