Terms & Conditions

1. Educational Scope & Simulator Nature

The calculations, charts, timelines, scores, and compound formulas served on Stable Income (https://mystableincome.com) are designed solely for self-directed financial literacy and mathematical simulation. They do not constitute official financial advice, registered SEBI recommendations, tax declarations, or formal investment mandates.

All tools, planners, and strategy generators process formulas based on generic parameters. We do not evaluate your unique liquidity, risk tolerance, or physical assets.

2. Yield Rate Adjustments & Liability

While we update our algorithms to align with the current quarterly circulars of the Ministry of Finance (Government of India) and scheduled public banks, interest rates are subject to change without notice. Stable Income makes no absolute warranty on the long-term accuracy, completeness, or final yield performance of any scheme.

You are solely responsible for verifying the current eligibility requirements, premature withdrawal penalties, and active tax brackets directly with official Post Offices, Scheduled Commercial Banks, or the Income Tax Department prior to allocating household savings.

3. Permitted & Restricted Use

You are granted a non-exclusive, non-transferable, revocable license to access our planning interface for personal, non-commercial educational purposes. You agree not to:

• Scrape, reverse-engineer, or attempt to crawl our core JavaScript math logic for commercial redistribution.
• Incorporate our proprietary planning sheets or compounding engines directly into commercial financial advisory portals.
• Present or re-sell our local analytical tools as paid proprietary advisory engines.